Jun 17, 2021

Stress comes in all shapes and sizes and there’s so much of it these days due to various factors. For business owners, everything is multiplied. They have families and homes to think about as well as their business. All this can cause undue stress. How do you handle it? Business leaders must stay focused and effective. In order to do that, they need a support staff and some easy ways of dealing with everyday problems. One way that we can all get a better handle on the stress in our lives is by meditating each day. Business owners say that it’s valuable to have a quiet place and time where they address nagging problems and just relax and clear their heads. There are numerous types of meditation and you can do this on your own or join a local club. Another idea that works well is to get a personal coach. With this idea, you’ll have someone there to keep you encouraged and on track. A good coach will remind of why you got in business to start with. They’ll remind you that all businesses go through cycles of growth. Getting support from your family is a natural and endearing way to help you stay grounded and on course. Our families are important to us. They can help in ways that other people can’t. Your family can be a fantastic source of strength and fresh ideas. The Global Spiritualists Association was established by author, teacher and spiritualist Zhang Xinyue. This organization holds conferences each year where you can network and make new friends. Our annual conferences can be a source of encouragement and knowledge. If you’d like to learn more, please visit their...

Apr 23, 2019

Summary: Construction delays can significantly impact a construction project. Here are some common delays that can occur on premises. When things go out of hand on a construction site, you may experience a series of delays. These delays could be a result of internal or external factors. Whatever the cause may be, a construction delay can significantly damage a company’s finances and can negatively impact the construction team involved – not to mention the client who expects the project to be completed in a timely manner. Understanding what types of delays exist can prepare you for emergency situations. Being able to identify these delays can also give you a better understanding of how to proceed and get the process running. Concurrent Delays These types of delays happen when multiple delays occur at the same time. This results in the inability to complete certain tasks and setting the project schedule back. Moreover, these delays likely will not result in monetary compensation, but the construction team may be granted more time to complete the project. Excusable and Inexcusable Delays Excusable delays involve events that are out of the company’s control. For instance, natural disasters or social unrest are two types of events that the parties cannot predict, therefore creating a delay. These types of delays can lead to compensation or an extension. Inexcusable delays on the other hand, are delays that the contractor can avoid. For instance, if there is a schedule error or a lack of proper supervision, the contractor is on the line. Having employees who are not equipped to handle certain aspects of the project are issues that could have been avoided. Blog submitted by Lyle Charles Consulting: Lyle Charles Consulting can provide extensive construction consulting services for all your needs. To learn more, contact Lyle Charles Consulting online...

Jul 28, 2018

Article Written by : Simply Credit Help If you are a small business owner, you will be accustomed to taking risks. However, your business is often your biggest asset and your main income stream. Therefore, making sure you and your business are financially secure is vital. Here are three tips for small-business owners. Establish an emergency fund – Business fluctuates. Sometimes your business will do better than other times. Therefore, creating an emergency fund to cover the months when your income is low is a good way to ensure that you can meet your monthly expenses. Look at placing your emergency fund in a money marketing account, as they will give you a higher return than other traditional savings accounts. Diversify – If you are a business owner that invests all your funds back into your business, you may want to rethink your strategy. Although investing in your business is a good idea, you should set limits to stop you from concentrating your assets in one area. Look at also investing outside your business, your industry, and your sector. This way if something happens to your business, you will still have investments elsewhere to keep you financially secure. Customize your investments – Speak to a professional to help you invest to make the most return on your investments. Investment professionals should guide you about the right time horizons, evaluate your risks and weigh your options to give you the best possible...

Jun 6, 2018

If there’s anything that is synonymous with the art of day trading, it is that you will have to undergo losses at one point of time or the other. While most traders who have accepted these losses have moved on to turn into profitable traders later, there are some who cannot accept these losses who eventually make several more mistakes that wouldn’t have occurred if everything went fine. Most experts say that it is important that you learn to accept these losses as they are just as important as making good traders, and so here is a list of survival tips that you can use to deal with trading losses: #1: Attitude is everything There are two ways of looking at the situation: either you can choose to hold it together and stay positive, or you can let the trading loss get to you, resulting in several more mistakes and which stems from a negative attitude. #2: Remember the Law of Trading Probability Every trade has a probability of winning and loss, and so, if you are expecting certain profits, it would be wise to reevaluate your approach to trading as a whole. #3: Look for support from others If you feel let down by the loss, then sometimes it is a good idea to seek guidance from your trading partner or even a mentor. They should be able to help you look at this loss from a different perspective that encourages you to continue trading. #4: Look at the loss as an opportunity to learn Instead of moping, ask yourself what you can learn from this particular loss regarding either market action or trading behavior, and in more cases than not, you do find some answers that might help you in the...

Dec 16, 2017

Summary: Here are a few factors to consider when choosing a credit card processing company to fit your business needs. If you’re starting a business, you’re likely choosing between credit card processing companies. Factors to consider are fees, customer support, and accepted payment types. Variable Fees There are multiple fees a credit card processing company will charge you. Among them are interchange fees and monthly minimum fees. Interchange fees are charged to every transaction you process and range from 2% to 3%. The rate you pay depends on multiple factors, including the size of the transaction, the type of card accepted, and place of transaction. Monthly minimum fees vary between processing companies. This is the minimum amount in fees that the company must collect per month. If your credit card fees do not meet this amount, you must make up the difference. There are many different fees charged by your credit card processor, so make sure you understand them. Customer Support It is crucial to find a company that offers 24/7 support directly from an account representative. This gives you access to people who can help if your credit card reader malfunctions, or you see confusing fees on your monthly statement. Accepted Payment Types You want to make sure your processor accepts all major credit and debit cards, maybe gift cards and prepaid cards too. If your customers are tech-savvy, you’ll want near-field communications technology so you can accept payments from digital wallets. You should be able to accept a variety of payment types to reach a broad base of customers. There are dozens of credit card processing companies to choose from. Do your research before making a decision. Blog submitted by Charge.com: Are you having trouble with your small business credit card processing? Visit Charge.com online for all your payment...

Dec 1, 2017

If you are a small business owner and know nothing about accounting, here are some areas to consider. Focus on meaning – It is vital to create a meaningful relationship with your clients so that you will have a long-lasting relationship. Start off by creating meaning for your product or service within the customer’s mind and then consider how you can make profits. Your team is essential – Invest in the right people to get your business moving in the right direction. Start off by clearly defining what type of person you need for your business before setting out to look for them. Investors that care – Although getting in the capital is necessary; it is also crucial to seek out investors that care about your business and the products and services you offer. Remember that your investors are ambassadors of your business and therefore look for investors who will be able to guide you and your business. Leverage technology to avoid high start-up costs – Look at marketing, business, management, and finance tools that will help your business understand where it is at and where it is going. Don’t be afraid of zero – If you are not bringing in sales or are finding it hard to make profits, don’t be fearful of your situation, instead look at it is as an opportunity to innovate. Stay hands-on with your finances – Keeping a close eye on your finances is an excellent way to understand operational issues, build the business and regulate your cash...