Cayman Islands property has consistently remained an attractive investment for overseas investors. It’s the perfect paradise to live in, it has a thriving job market in the financial sector and the island has some of the best schools in the region. Improvements to the island’s infrastructure have only made the location more desirable to investors looking for long-term holdings. Real estate in Grand Cayman is tax free. When you purchase property, you pay a 7.5% fee one time stamp duty fee. Once that fee is paid, the property is yours to do with as you please with no annual property taxes. That makes the Cayman Islands an excellent way to hold investments that will grow free of capital gains taxes owed to the Cayman government. It is also easier for foreign investors to get property in the Cayman Islands than other island destinations, which means it’s easier to have a home away from home or to move altogether. Holding onto an investment property shouldn’t mean you have to live somewhere else. The quality of life in the Cayman Islands rivals anything you will find in South Beach or Miami. Unlike Bermuda, another popular destination, you won’t need millions in the bank as a non-resident. You also won’t have to pay expensive fees for the rights to purchase property on the island. That also means that the island has become more of a comfort zone with the taste of modern living. Business happens on Cayman now, but we do our fair share of play too. Cell carriers are also showing a renewed interest in the area, installing improvements that should make the network more competitive with mainland offerings. Cayman is growing everyday! – James Bovell and the Dream Finders team specialize in helping investors find and acquire high value properties for long term...

Becoming new parents can be the cause of excitement among couples. However, there are many aspects that might cause some worries as well. The financial situation is one of these aspects. The tips below might help both of you overcome some of these worries together. Communicate with your partner Communication is key to making just about any decision and in resolving issues. Financial issues that would need to be discussed would revolve around changes in work schedules once the child is here and how you two will cope with it. Whether you would be able to live on only one income if one of you decides to stay at home to take care of the child. Respect Your Budget This is not just relevant to expecting parents but to everyone in general. However, while you might be getting away each month by living above your means, the arrival of a child will call for new expenses and you would have to cater for side savings in case of any medical emergency. Every new purchase revolving about the coming of the child would have to be thought. It is easy to fall prey to fancy purchases. Emergency Fund An emergency fund can come handy in many situations. This is especially the case for probable medical emergencies or if one of the partners is thinking about retiring from work to take care of the child. A decrease in monthly income might set aside some funds just in case. Funds might also come handy for a life or medical...

Written by: Lyle Charles Consulting When a dispute arises in a commercial construction project, what happens after is usually dependent on what’s in the contract. These days, it’s common for businesses to stipulate mediation as the preferred method for settling disputes. Construction claim analysis is a time-consuming prospect that requires attention to detail. The mediation process is good for both parties, and it typically speeds things up much faster than standard trial litigation. Before you take your dispute to trial, consider the benefits of mediating outside of court. Why Mediations are Chosen The reasons mediation is done so frequently has to do with court costs. Courts spend a lot of money litigating, and they handle untold cases daily. Disputes that can be settled out of court are good for local justice systems, and they generally help the parties involved as well. Trial is hard, and costs a lot of money. You’ll end up paying high costs in lawyer fees, and construction claim preparation will be left to you alone. An expert in the subject of mediation is a huge benefit to you when you make the decision to work with your fellow litigant. These third party evaluators are there to observe the process, make note of what is being said and help both parties reach an amicable agreement. Before Mediation Happens The process of gathering evidence is directly related to the paperwork that both parties kept on the project. It’s important that you document everything you have done, and that your contract stipulates exactly what you plan to do and nothing more. Most disputes arise from schedule changes, and other minor adjustments that appear harmless. The disputes arise when both parties fail to agree on some form of resolution. Why Lawyers Hate Mediation Simply put, lawyers don’t stand to make any money on mediation unless they are the mediator. In construction claims, it’s rare for a lawyer to play this part. They may have knowledge on the law, but a steel fabrication expert is much better for disputes that involve materials or construction matters. They are simply better trained on the legal intricacies of the subject and are better equipped to understand the needs...

When it comes to financial planning and managing your money, you might choose to go about them yourself. This would especially be relevant if you have experience in finance or have developed a method that works for you. A financial planner could generally advise you on retirement plans, college savings for your children and the right mortgage. Convenience For some people, managing your finance alone might constitute of a flawed plan as this requires several hours of research and requires a good deal of knowledge. A financial planner would essentially help you to manage your goals as your life gets busier and your financial options become a little more complicated. Strategic Apart from helping you to save time in decision-making, a financial planner could also help you to maintain a discipline when it comes to respecting your financial strategy. A financial planner might make certain moves for you or will encourage you to do it yourself. A good financial planner would usually know when it is the right time to tap on certain potential beneficial situations and help you to stay on track. You probably might not decide to completely ignore your personal finance and let an advisor take over. It might, however, constitute of a comfort to have someone that might be as concerned about your finances as you are. The rate of a financial planner is usually around 1% of your annual assets. You might want to calculate the fee and set it against the advice that you are getting to determine whether the investment is...

Oct 28, 2014

Visualize Your Way Through Your Job Interview Written by Dr. Eric Amidi. Getting an interview for your dream job is incredibly exciting but it can also be extremely stressful. Having a chance at a career path you want is a golden opportunity which also means that there is plenty of pressure to not “blow it” during the interview process. In fact, the stress of the job interview frequently sinks people who would otherwise be perfect fits for the position. So how can you move beyond the stress of a major job interview and put yourself in a position to succeed? The most important thing to do is to believe that you are destined to succeed. Going into an interview with positive energy radiating out of you is a great way to impress a potential new boss. They will receive this energy and believe that you are the type of person who should have the position. You can achieve this by visualizing the results of your successful job interview. Think about receiving the offer letter and accepting, or about going into the job for your first day at work. If you believe that this is what will happen, you will be in a place to take the steps necessary to make this happen. Remember that you were already selected from countless candidates just to be interviewed — they are already interested in you. By reflecting this interest and projecting it as a belief that are destined to have this job you are simply reaffirming the decision of the hiring manager to speak with you. Dr. Eric Amidi is a renowned physicist who used artificial neural networks as part of the team that discovered the Top Quark. This background helps Eric Amidi understand the connection between the mind and...